Saturday, June 23, 2018
         
   
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Principals of CUMMINGS REALTY


vickieVickie Cummings
has been a licensed real estate agent in Texas since 2005. Vickie lives with her husband Tommy in Elkins Lake in Huntsville and is really excited about the Walker County market. Having lived in a lake front home in Walden on Lake Conroe for over six years, she knows that market very well and is eager to serve clients in both Montgomery County and Walker County.

Vickie has successfully completed the listing and selling of all types of residential properties to include Lake Conroe lots,Elkins Lake lots for $40,000.00 and homes from $160,000.00 to Lakefront homes for $1,600,000.00. She has sold multiple Huntsville ranch land and ranch home properties; some over $1 Million.

Vickie has a great eye for residential properties and she utilizes her expertise in decorating, staging homes, remodeling and landscaping to help Sellers maximize their property value and helps Buyers to improve their new home to that next exciting level. Vickie enjoys working with clients during and after the transaction to offer her time and abilities as she feels a good neighbor should.

Vickie wants to be YOUR REALTOR and work to help you complete the residential property transaction that you want while providing a professional service that you find both beneficial and personally enjoyable. Vickie prides herself in working in your behalf to be knowledgeable and efficient in order to make every transaction as trouble free and pleasant as possible for her client.

tommyThomas Cummings, CCIM has been a licensed real estate Broker specializing in Commercial Real Estate for over 30 years and has been responsible for the management and sale of many commercial real estate properties in Texas and the USA. His real estate background is uniquely complemented by his education and experience in accounting, banking and securities.

Tommy has achieved the highly respected designation of Certified Commercial Investment Member (CCIM) which is defined as an “Expert in Commercial Investment Real Estate”. He is a native Texan and holds a BBA in Accounting from Sam Houston State University where he is a Life Member of the SHSU Alumni Association…Go Kats!

Tommy has completed millions of dollars of commercial real estate transactions. He has unique experience with REO properties that is hard to match having served as V.P. of Real Estate for Resource Savings in Dallas managing their $65 Million commercial REO portfolio and served as National Sales Director for the Resolution Trust (RTC) in 1988-1990, with an REO portfolio of over $15 Billion in commercial real estate.

Tommy is an Equity Marketing Specialist (EMS) with specialized training and experience in 1031 Tax free Exchanges. Exchanging real estate properties can be an excellent tool not only to avoid income taxation on a sale but also to exchange a difficult to sell or finance property in these tough economic times when financing can be difficult to acquire.

EXAMPLE: Tommy recently exchanged a $1.6 Million home that had been on the market for over two years to a Bank that had two REO retail center buildings that were producing a positive cash flow. The Bank got rid of two commercial REOs that were negatively affecting their financial statements and the client got out of a difficult to sell property and eliminated $60,000.00 in annual negative cash flow from property taxes, insurance and maintenance and was finally able to move from the house. The bank then relisted the house with Cummings Realty and they were able to sell the property with the Bank providing below market financing to the Buyer…..Everybody Wins!

Personal:

Tommy and Vickie Cummings have been married for over twenty years. They have three children and five grandchildren. They live in Elkins Lake in Huntsville, Texas where they both enjoy golfing, dancing and fishing. They are members of the First United Methodist Church in Huntsville. They are active supporters and season ticket holders to Sam Houston State football, basketball and baseball. …Go Kats!

MEMBERSHIPS AND AFFILIATIONS:

·         Tommy is an Eagle Scout and a proud Life member of the National Eagle Scout Association (ESA)

·         Tommy is a life member of the SHSU Alumni Association

·         Huntsville Board of Realtors

·         Houston Association of Realtors (HAR)

·         Texas Self Storage Association (TSSA)

·         National and Houston CCIM Association

·         National Council of Exchangors (NCE)

Cummings Realty

Tommy Cummings
(936) 788-4622 Cell
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Vickie Cummings
(936) 577-6331 Cell
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Fax (713) 583-0344